Disclosures

WHAT DOES NANO BANC DO WITH YOUR PERSONAL INFORMATION?

Effective: Feb 2019

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:
• Social Security number and account balances
• Account transactions and checking information
• Employment information and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All the financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nano Banc chooses to share; and whether you can limit this sharing.

Reasons we share personal information

For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Nano Banc share: Yes
Can you limit this sharing: No

For our marketing purposes: to offer our products and services to you
Does Nano Banc share: Yes
Can you limit this sharing: No

For joint marketing with other financial companies

Does Nano Banc share: No
Can you limit this sharing: We don't share

For our affiliates' everyday business purposes: information about your transactions and experiences

Does Nano Banc share: No
Can you limit this sharing: We don't share

For our affiliates' everyday business purposes: information about your creditworthiness

Does Nano Banc share: No
Can you limit this sharing: We don't share

For nonaffiliates to market to you

Does Nano Banc share: No
Can you limit this sharing: We don't share

Additional Information

How does Nano Banc protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Nano Banc collect my personal information?
We collect your personal information, for example:
• when you open an account or apply for a loan
• deposit money or pay your bills
• give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates' everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Nano Banc’s affiliates include Allegiant United Holdings, LLC and Nano Financial Holdings, Inc.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Nano Banc does not share with non-affiliates, so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Nano Banc doesn't jointly market.