Disclosures
WHAT DOES NANO BANC DO WITH YOUR PERSONAL INFORMATION?
Effective: Feb 2019
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
• Social Security number and account balances
• Account transactions and checking information
• Employment information and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All the financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nano Banc chooses to share; and whether you can limit this sharing.
Reasons we share personal information
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Nano Banc share: Yes
Can you limit this sharing: No
For our marketing purposes: to offer our products and services to you
Does Nano Banc share: Yes
Can you limit this sharing: No
Does Nano Banc share: No
Can you limit this sharing: We don't share
Does Nano Banc share: No
Can you limit this sharing: We don't share
Does Nano Banc share: No
Can you limit this sharing: We don't share
Does Nano Banc share: No
Can you limit this sharing: We don't share
Additional Information
How does Nano Banc protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Nano Banc collect my personal information?
• when you open an account or apply for a loan
• deposit money or pay your bills
• give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
• Sharing for affiliates' everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
• Nano Banc’s affiliates include Allegiant United Holdings, LLC and Nano Financial Holdings, Inc.
Non-affiliates
• Nano Banc does not share with non-affiliates, so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Nano Banc doesn't jointly market.